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Tuition & Fees


Tuition and Fees Billing

School of Medicine (SOM)
From tuition/fees perspective, SOM is on a two semester academic year. Students will receive via their email address a tuition and fee statement for the fall semester in August (fall semester billfor SOM year 3 and year 4 may be earlier than August) and a statement for the spring semester in January. Students may view their most recent tuition and fee statement and view their student account via thier PSCS self service portal.  If a student is not receiving financial aid, the balance must be paid by the due date indicated on the statement. If the balance is to be paid by financial aid but has not been received by the due date, the student must notify the Bursar's Office of this to avoid a late payment fee.  If financial aid award is not enough to settle the account in full, the difference must be paid by the due date to avoid the late payment fee. Most tuition and fees are paid by GSBS Office or grants for PHD/MD students while full-time enrolled at SOM side (SOM years 1, 2, 3, and 4).
 
Graduate School of Biomedical Sciences (GSBS)
For most students attending degree programs in the Graduate School of Biomedical Sciences, their tuition and fees are paid by the GSBS Office or the student’s PI.  A student will receive via their umassmed.edu email address a tuition and fee statement once payment has been made..  Students may view their most recent tuition and fee statement and view their student account details via their PSCS self service portal.


Graduate School of Nursing (GSN)
Students attending the Graduate School of Nursing register for three semesters during an academic year.  Students will receive via their umassmed.edu email address a tuition and fee statement for the fall semester in July, a statement for the spring semester in January and a statement for the summer semester (if enrolled) in April. Payment is due one week before the start of classes. If the balance is to be paid by financial aid but has not been received by the due date, the student must notify the Bursar's Office of this to avoid a late payment fee.   If the financial aid award is not enough to settle the account in full, the difference must be paid by the due date to avoid the late payment fee.  Students may view their most recent tuition and fee statement and view their student account details via their PSCS self service portal.  

Tuition & Fees Payment Methods

(UMMS does not offer a payment plan for any program, full payment is required by the due date)

Out of Pocket

If paying amount is due out of pocket, please submit the payment in one of the following ways:

  1. Pay online with a credit card at PSCS self service.
  2. Mail a check (payable to UMMS) to the Bursar's Office.  Allow 7-10 days for delivery.  Please include the remittance stub from the bill and/or student name in the memo section.  The Bursar's Office mailing address is:

UMass Medical School
Attn: Bursar's Office, S1-802
55 Lake Ave North
Worcester, MA 01655

3. Call the Bursar's Office to pay with a credit card over the phone
4. Stop by the Bursar's Office to submit cash/check/credit card payment in person.  (Electronic check payments are not available)

Please note:

  • Credit card payments are ONLY allowed up to the amount not covered by financial aid.
  • Overpayment is not accepted beyond the assessed tuition and fee amount each semester.

Financial Aid (Loans and Scholarship - External and Institutional)

The Financial Aid Office handles all federal loan/institutional scholarship requests and applications.  Questions related to the Cost of Attendance, aid application, minimum enrollment requirement, or loan/award amount should be addressed to the Financial Aid Office.
 
Please note: While determining the federal direct loan amount that you want to be awarded, please take into consideration the Origination Fee that the Federal loan agency deducts upfront from the gross amount to ensure your net loan amount to be disbursed is enough to cover your bill. For any questions regarding Origination Fee, please reach out to the Financial Aid Office.
 
The Financial Aid Office normally disburses aid around the start of the semester, with disbursement dates also impacted by federal direct loan regulation and aid recipient's status of SAP (Satisfactory Academic Progress) provided by the school. Upon receiving disbursement rosters from the Financial Aid Office, Bursar's Office posts the aid items to student accounts which are first applied to unpaid tuition and fee charges.
 
The Bursar Office is aware of the Anticipated Aid that may not be disbursed until after the bill due date.  Students with approved Anticipated Aid bill enough to cover the bill are not assessed a late fee. Students are only responsible for any amount not covered by aid, by the due date.
 

If aid disbursement is to be processed outside the normal schedule, students from any of the three schools needs to work with the Financial Aid Office to resolve any issues related to the aid application.

Students in need of financial aid may be assessed a late payment fee for not completing financial aid application on time, resulting in paying the bill after the due date.

If you are expecting an outside scholarship/award from an external organization:
  • Please notify both the Financial Aid and Bursar's Office.
  • If the external organization needs an invoice sent to them before disbursing the funds (e.g. HRSA, military divisions, VA, etc.) please reach out to the Bursar's Office as soon as possible.
  • Any outside scholarship/award should be sent to the Bursar's Office at:

UMass Medical School
Attn: Bursar's Office, S1-802
55 Lake Ave North
Worcester, MA 01655

 

Tuition Credit

UMass Medical School honors the below types of tuition credit. Students are responsible for paying any balance not covered by tuition credit no later than the bill due date.

  • Employment related tuition credit (for eligible UMass or MA State employees and their eligible spouse/dependent)
    • UMass employees: To find more about tuition benefit offered by UMass Medical School, please go to UMMS HR Tuition program.
  • Need-based tuition credit (determined and administered by the Financial Aid Office)
  • Graduate Student tuition credit
  • Categorical tuition credit (Veteran, Native American, Senior Citizen, active members of Armed Forces, MA National Guard Member)

Please note: The MD program at SOM and Pre-licensure courses at GSN are exempted from most of the above tuition credit options.

Past Due/Delinquent Accounts

Students should pay account balance in full by the billing due date for each semester. Enrollment changes after the payment due date may create an additional balance which is expected to be paid immediately.  Failure to pay student account balances in full by the due date may result in UMass Medical School imposing one or more of the following actions:

  • Assessing late payment fee on student account
  • Placing student account on financial hold by the Registrar's Office (resulting in denial of transcript request)
  • Imposing administrative actions by the Dean's Office (resulting in denial of future term course registration, graduation)
  • Submitting student tuition/fee debt to the Commonwealth of Massachusetts Intercept Program for tax offset and to other collection agencies

Refunds

What generates a refund?

  • Excess financial aid after tuition and fees are paid
  • Tuition and fee reduction (adjustment) due to eligible course drop or status change (e.g. leave of absence, withdrawal)

Student Account Adjustment/Refund Policy

  • The policy is listed on student Matriculation tile requiring review and acknowledgement.
  • It can also be accessed online - Refund Policy for All Students.
  • Students are asked to acknowledge the policy each time submitting credit card payment

How refunds are processed

  • Refunds are processed twice a week - Tuesday morning and Thursday morning (with possible change of schedule during year-ends and holidays).
  • Refunds are then direct deposited to student's designated bank account within 72 business hours afterwards.
  • For rejected direct deposit (possibly due to incorrect bank account the student entered during setup or closed-out bank account), upon receiving the reject notification the Bursar's Office will process the refund as a paper check and notify the student to pick up.

Direct Deposit

All students are required to set up direct deposit from the start.  Direct Deposit is safe with all sensitive information encrypted upon entering.

Advantages to setting up Direct Deposit:

  • Quicker access to your money
  • No special trip to the Bursar's Office to pick up your refund check
  • No waiting for your check to arrive in the mail
  • No waiting in line at the bank or ATM to deposit your check
  • No worrying about a lost check

Instructions to set up Direct Deposit:

  • Incoming students are required to set up Direct Deposit at the time of matriculation, via the Matriculation tile on their PSCS self Service portal.

  • When there is a bank account change, students are required to update their Direct Deposit setup via the Finances tile on their PSCS self service portal.

  • GSBS and PhD/MD students: This Direct Deposit is different from the one you are required to set up for receiving your bi-weekly stipends from HR. This is for student account refunds only, and applies only if you ever receive loans and/or scholarship on your student account.