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Tuition & Fees


Tuition and Fees Billing

School of Medicine (SOM)
From tuition/fees perspective, SOM is on a two-semester academic year. Students receive via their umassmed.edu email address a tuition/fee e-bill for the fall semester in early August and an e-bill for the spring semester in January. Students may view their most recent e-bill and view their student account details via their PSCS self service portal.  Tuition and fees that are not covered by awarded financial aid should be paid by due date specified on the e-bill to avoid the assessment of late payment fee.  For MD/PhD students while full time at SOM side (SOM year 1, 2, 3, 4), most of their tuition and fees are paid by GSBS Office or grants except for a few out-of-pocket fees, which is explained on their fall and spring e-bills.


 
Graduate School of Biomedical Sciences (GSBS)
For most students attending degree programs in the Graduate School of Biomedical Sciences, their tuition and fees are paid by the GSBS Office or the student’s PI. Each semester, GSBS students will receive via their umassmed.edu email address a tuition/fees statement once payment has been made.  Students may view their most recent statement and view their student account details via their PSCS self service portal.


Graduate School of Nursing (GSN)
Students attending the Graduate School of Nursing register up to three semesters in an academic year.  Students receive via their umassmed.edu email address a tuition/fees e-bill for the fall semester in July, an e-bill for the spring semester in early January, and an e-bill for the summer semester (if enrolled) in April. Payment is due generally one week before the start of the semester. Students may view their most recent e-bill and view their student account details via their PSCS self service portal. Tuition and fees that are not covered by awarded financial aid should be paid by due date specified on the e-bill to avoid the assessment of late payment fee. 

Tuition & Fees Payment Methods

UMMS does not offer a payment plan for any program, full payment is required by the due date.

Out of Pocket

If paying amount is due out of pocket, please submit payment in one of the following ways:

  1. Pay online with a credit card at PSCS self service.
  2. Mail a check (payable to UMMS) to the Bursar's Office.  Allow 7-10 days for delivery.  Please include the remittance stub from the bill and/or student name in the memo section.  The Bursar's Office mailing address is:

UMass Medical School
Attn: Bursar's Office, S1-802
55 Lake Ave North
Worcester, MA 01655

3. Call the Bursar's Office to pay with a credit card over the phone
4. Stop by the Bursar's Office to submit cash/check/credit card payment in person. 

Please note:

  • Credit card payments are ONLY allowed up to the amount not covered by financial aid.
  • Overpayment is not accepted beyond the assessed tuition and fee amount each semester.
  • Electronic check payment option is not available.

Financial Aid (Loans and Scholarship - External and Institutional)

The Financial Aid Office handles all loan scholarship requests and applications.  Questions related to the Cost of Attendance, aid application, minimum enrollment requirement, or loan/award amount should be addressed to the Financial Aid Office.
 
Please note: While determining the federal direct loan amount that you want to be awarded, please take into consideration the Origination Fee that the Federal loan agency deducts upfront from the gross amount, - to ensure your net loan amount to be disbursed is enough to cover your bill. For any questions regarding Origination Fee, please reach out to the Financial Aid Office.
 

Students are required to complete all components of their loan and financial aid application by the due date established by the Financial Aid Office, which is before the tuition/fees bill due date.  Anybody not completing the financial aid application by bill due date is subject to late payment fee assessment.

 
The Financial Aid Office normally disburses aid around the start of the semester, with disbursement dates also impacted by federal direct loan regulation and aid recipient's status of SAP (Satisfactory Academic Progress) provided by the school. Upon receiving disbursement rosters from the Financial Aid Office, Bursar's Office posts the aid items to student accounts which are first applied to unpaid tuition and fee charges.
 

If aid disbursement is to be processed outside the normal schedule, students from any of the three schools needs to work with the Financial Aid Office to resolve any issues related to the aid application.

If you are expecting a scholarship/award from an external organization other than UMMS:
  • Please notify both the Financial Aid Office and the Bursar's Offices.
  • If the external organization needs an invoice sent to them before disbursing the funds (e.g. HRSA, the Army/Navy/Air Force, VA, etc.) please reach out to the Bursar's Office as soon as possible.
  • Any outside scholarship/award should be sent to the Bursar's Office at:

UMass Medical School
Attn: Bursar's Office, S1-802
55 Lake Ave North
Worcester, MA 01655

 

Tuition Credit

UMass Medical School honors the below types of tuition credit. Eligible students are responsible for paying any balance not covered by tuition credit no later than the bill due date.

  • Employment related tuition credit for eligible UMass or MA State employees and their eligible spouse/dependent (The MD program at SOM and the Pre-licensure (GEP) phase of programs at GSN are excluded.)
  • Need-based tuition credit for SOM students (determined and administered by the Financial Aid Office)
  • Graduate Student tuition credit for GSBS students
  • Categorical tuition credit (Veteran, Native American, Senior Citizen, active members of Armed Forces, MA National Guard Member)

Past Due/Delinquent Accounts

Students should pay account balance in full by the bill due date for each semester. Enrollment changes after the payment due date may create an additional balance which is expected to be paid immediately.  Failure to pay student account balances in full by the due date may result in UMass Medical School imposing one or more of the following actions:

Past due account will be assessed with $50.00 late payment fee.  If subsequently the account is still not paid in full by the required deadline, the account will be subject to denying class registration, withholding credit transfers, transcripts, graduation, or diplomas, and denying readmission, and debt sent to the Commonwealth Intercept Program as well as a collection company with student being responsible for any related charges.

VA students:

  • Students who are eligible and certified to receive Veteran Affairs (“VA”) educational benefits (as defined as Vocational Rehabilitation benefits (Chapter 31) or the Post 9/11 GI Bill benefits Chapter 33) are exempt from the policy pertaining to past due accounts. As such, these students will not be penalized for late VA payments for their tuition and fees.  But students are responsible for any payments not covered by the VA.
  • Students receiving VA educational benefits are charged In-State rate for Tuition.

Refunds

What generates a refund?

  • Excess financial aid after tuition and fees are paid
  • Tuition and fee reduction (adjustment) due to eligible course drop (within 30 days of start of class) or enrollment termination such as LOA or withdrawal (before 60% of attendance of the semester)

Student Account Adjustment/Refund Policy

  • The policy is listed on new student Matriculation tile on PSCS requiring review and acknowledgement.
  • It can also be accessed online - Refund Policy for All Students.
  • Students are asked to acknowledge the policy each time submitting credit card payment

How refunds are processed

  • Refunds are processed twice a week - Tuesday morning and Thursday morning (with possible change of schedule during year-ends and holidays).
  • Refunds are then direct deposited to student's designated bank account within 72 business hours afterwards.
  • For rejected direct deposit (possibly due to incorrect bank account the student entered during setup or closed-out bank account), upon receiving the reject notification the Bursar's Office will process the refund as a paper check and notify the student to pick up.

Direct Deposit

All students are required to set up direct deposit from the start.  Direct Deposit is safe with all sensitive information encrypted upon entering.

Advantages to setting up Direct Deposit:

  • Quicker access to your money
  • No special trip to the Bursar's Office to pick up your refund check
  • No waiting for your check to arrive in the mail
  • No waiting in line at the bank or ATM to deposit your check
  • No worrying about a lost check

Instructions to set up Direct Deposit:

  • Incoming students are required to set up Direct Deposit at the time of matriculation, via the Matriculation tile on their PSCS self service portal.

  • When there is a bank account change, students are required to update their Direct Deposit setup via the Finances tile on their PSCS self service portal.

  • GSBS and PhD/MD students: This Direct Deposit is different from the one you are required to set up for receiving your bi-weekly stipends from HR. This is for student account refunds only, and applies only if you ever receive loans and/or scholarship on your student account.