Tuition and Financial Information

For the School of Medicine

Average Financial Debt on Graduation

Class of 2017 graduates average indebtedness $117,488

Percentage of 2017 graduateswith medical school debt: 88

 

Default and Loan Repayment Rates

FY 2015 Official 3 Year Cohort Default Rate:  1.6 percent

Learning Contract

Since 1978 the School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.

More information

Total Cost of Education

Expected Cost of Attendance 2017-2018

 For Students Entering Fall 2018

The Learning Contract  of $5,568 is available to all medical students for four years of study. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 Tuition and fees may be changed at any time without prior notice.

 School of Medicine Expected Cost of Attendance 2018-2019

 

Class of 2022 MA Resident Non-MA Resident
Tuition $35,500 $61,050
Student Support Fee $195 $195
Equipment Fee $325

$325

Health Fee $758 $758
Assessment Fee $600 $600
Simulation Fee $200 $200
Health Insurance $4,720 $4,720
Disability Insurance $72 $72
Dental $250 $250
Medical Society dues $103 $103
Food $5,000 $5,000
Miscellaneous $5,400 $5,400
Transportation $3,400 $3,400
Books/Supplies $2,125 $2,125
Instruments $720 $720
Rent $9,000 $9,000
Total $68,796 $94,346

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

 

School of Medicine Expected Cost of Attendance 2018-2019

 For Continuing Students (Classes 2019, 2020 and 2021)

The Learning Contract is $5,568. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 **  Tuition and fees may be changed at any time without prior notice.

School of Medicine Expected Cost of Attendance 2018-2019

 Class of 2021

 Item/FeeIn-stateout of state 

Tuition

$35,500

$61.050

 

Student Support Fee

$195

$195

 

Equipment Fee

$325

$325

 

Health Fee

$737

$737

 

Assessment Fee

$600

$600

 

Simulation Fee

$200

$200

 

*Health Insurance

$4,358

$4,358

 

Disability Insurance

$72

$72

 

Dental

$325

$325

 

Medical Society Dues

$35

$35

 

Food

$4,686

$4,686

 

Miscellaneous

$5,265

$5,265

 

Transportation

$3,315

$3,315

 

Books/Supplies

$920

$920

 

USMLE exams

$560

$560

 

CSE exam

$0

$0

 

CSE Travel

$0

$0

 

Clinical Travel

$0

$0

 

Graduation Fee

$0

$0

 

Parking Fee

$0

$0

 

Rent

$9,000

$9,000

 

Loan Fees

$449

$449

 

Total

$66,620

$92,170

 

 

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

 

Class of 2020 MA Resident Non-MA Resident
Tuition $35,500 $61,050
Student Support Fee $195 $195
Equipment Fee $325

$325

Health Fee $758 $758
Assessment Fee $600 $600
Simulation Fee $200 $200
Health Insurance $4,358 $4,358
Disability Insurance $72 $72
Dental $250 $250
Medical Society dues $35 $35
Food $6,206 $6,206
Miscellaneous $6,615 $6,615
Transportation $4,165 $4,165
Books/Supplies $722 $722
Instruments $0 $0
Rent $11,052 $11,052
Total $73,707 $99,57
Class of 2019 MA Resident Non-MA Resident
Tuition $35,500 $61,050
Student Support Fee $195 $195
Equipment Fee $325

$325

Health Fee $758 $758
Assessment Fee $600 $600
Simulation Fee $200 $200
Health Insurance $4,358 $4,358
Disability Insurance $72 $72
Dental $250 $250
Medical Society dues $35 $35
Food $6,712 $6,712
Miscellaneous $7,452 $7,452
Transportation $4,675 $4,675
Books/Supplies $722 $722
Instruments $0 $0
Rent $11,052 $11,052
Total $75,463 $101,013

Tuition and Fees

  University of  Massachusetts Medical School
  School of Medicine
  Annual Tuition and Fee Rates (unless indicated otherwise)
  Academic Year 2018-2019
     
  Tuition and fees may be changed at any time without prior notice.
     
MD  Tuition   
          In State * $35,500
          Out of State * $61,050
  Extended Program Fee  
          In State ** $23,680
          Out of State ** $40,730
  Equipment Fee $325
  Health/Counseling Fee $836
  Student Services Fee $195
  Assessment Fee $600
  Simulation Fee  $200
  Certification Fee  
          Years 1~4 (chargedi in fall term of each year) $120
          Extended year (charged in fall term) $65
  Diagnostic Instrument Fee - year 1 (charged in fall term) $700
  Disability Insurance (charged in fall term) $72
  Health Insurance (waivable) (charged in fall term)  
          13-month, 8/1/2018-8/31/2019 (year 1)  $4,720
          12-month, 9/1/2018-8/31/2019 (returning students) $4,358
  Late Registration Fee (per term, if registering late) $50
  Late Payment Fee (per term, if past due) $50
  Commencement (once, in fall term of graduating year) $252
     
* $5,568 to be credited against Tuition with signed Learning Contract for the year.
** Charged in lieu of Tuition, after paying eight (8) full terms' tuition.  
     
     
PhD/MD ^ Tuition   
           In State * $35,500
           Out of State * $61,050
  MD/PhD Special Program Fee  
            In state ** $35,500
            Out of state ** $61,050
  Equipment Fee $325
  Health/Counseling Fee $836
  Student Services Fee $195
  Assessment Fee $600
  Simulation Fee (CELS) $200
  Certification Fee  
            Years 1~4 (chargedi in fall term of each year) $120
  Diagnostic Instrument Fee - year 1 (charged in fall term) $700
  Disability Insurance (charged in fall term) $72
  Health Insurance (waivable) (charged in fall term)  
           14-month, 7/1/2018-8/31/2019 (year 1 July-start)  $5,082
           13-month, 8/1/2018-8/31/2019 (year 1 August-start)  $4,720
           12-month, 9/1/2018-8/31/2019 (returning students) $4,358
  Late Registration Fee (per term, if registering late) $50
  Late Payment Fee (per term, if past due) $50
  Commencement (once, in fall term of graduating year) $252
     
^ This tuition & fee structure applies to PhD/MD students at SOM years 1, 2, 3, &4.
  Tuition (net amount) and fees are paid by GSBS, except for Equipment Fee, Student Service Fee, Late Fees, and Commencement Fee that students pay out-of-pocket.
   
* $8,570 to be credited against In-State Tuition, net amount remaining $26,930.
** $8,570 to be credited against Out-of-State Tuition, net amount remaining $52,480.
*** 100 percent to be credited with signed promissory note for the year.  
     
     
HSPP HSPP Course Fee (per unit per term) $110
  Health/Counseling Fee $836
  Student Services Fee $195
  Health Insurance (waivable) (charged in fall term)  
           13-month, 8/1/2018-8/31/2019 $4,720
  Late Registration Fee (per term, if registering late) $50
  Late Payment Fee (per term, if past due)  $50
   
   

For All Students at UMMS

Financial Aid

For Current and Admitted Students Only. Please select either Federal Student Loan only or Institutional Application and follow the appropriate instructions.

Federal Student Loan Only Applicants

Institutional Aid Applicants

Deadline for Institutional Aid is:

School of Medicine : April 1, 2017 or four weeks after acceptance if accepted after March 1, 2017 
GSN/GSBS: May 2, 2017 or four weeks after acceptance if accepted after April 2, 2017

Supplemental Forms (only submit to the FAO if requested to do so):

Waiver / Appeal / Change Forms:

Application Process for Academic Year 2016-17

Please contact the Office of Financial Aid for application materials for AY 2016-2017

Refund Policy

Cease Enrollment

Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.

Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent).  If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage.  Accordingly, only the prorated amount of financial aid is available to the student.  Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance.  Failure to return unearned Title IV aid may result in ineligibility for future federal aid. 

Allocation of Refunds

A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:

  1. Federal Unsubsidized Stafford Loan
  2. Federal Stafford Loan
  3. Other federal student aid programs
  4. Institutional student aid programs
  5. State student aid programs
  6. Private student aid programs
  7. Student

Students must notify the dean of the respective graduate school and the registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.

Upon request, the bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:

Jennifer Robinson, Controller
University of Massachusetts Medical School
333 South Street
Shrewsbury, MA  01545

This policy is subject to change at any time without prior notice if necessary to comply with federal law.

 

Add/Drop Course

The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Medical School.  A full refund will be given for any course dropped within 30 days from the start of the course.

Veterans Information

The University of Massachusetts Medical School is a veteran-friendly institution. We are proud of the brave men and women who served in the armed forces to protect our country. All academic programs at UMMS are approved for Veteran Education Programs and the Registrar’s staff are trained Certifying Officials for veterans education benefits.