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Flexible Spending Accounts

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UMass Medical School (UMMS) offers two Flexible Spending Account (FSA) options - a Health Care Spending Account (HCSA), and a Dependent Care Assistance Program (DCAP).

The HCSA and DCAP are sponsored by the Group Insurance Commission (GIC) and administered by Benefit Strategies.  

Please click the images below for more detailed information on the Health Care Spending Account (HCSA) and/or the Dependent Care Assistance Program (DCAP).


In the event that there is any inconsistency between this summary and any legal printed documents, including all plan provider legal documents, the legal documents govern. The benefit information provided is a summary of what we cover and what you pay. It does not list every service that we cover or list every limitation or exclusion. UMMS benefits, premiums, deductibles, and/or copayments/coinsurance may change at any time without notice. To get a complete list of services we cover, please call the health plan. Copies of plan summaries and the GIC Benefits Decision Guide are available in the Benefits Department or from the vendor(s). Also, copies of each health plan provider benefit summary are available at