Employees may choose to participate in a Long-Term Disability (LTD) program offered by MetLife. The plan will pay 55% of an employee’s gross monthly salary, up to a maximum of $10,000 per month. This is an employee-paid plan based on age and salary. LTD is an income-replacement program that protects the employee and his/her family in the event the employee becomes disabled and is unable to perform the material and substantial duties of the employee’s job. Access more information about the long-term disability benefit.