Benefit Summaries
Health Insurance Plan Summaries
Download the 2025-2026 GIC Benefit Guide
Health Insurance Enrollment: Visit MyGICLinkLogin. If you are not registered, login at MyGICLinkRegistration (URLs are case sensitive).
If you prefer not to login, you can go to mygiclink (URL is case sensitive) to request electronic GIC forms be emailed to you.
Dental Insurance Plan Summaries
Cigna Dental Basic Plan Summary A summary of benefits offered through the Cigna Dental Basic Plan.
Cigna Dental Plus Plan Summary A summary of benefits offered through the Cigna Dental Plus Plan.
Vision Insurance Plan Summaries
Guardian Vision Plan Summary A summary of benefits offered through the Guardian Vision Plan.
Guardian Vision Enrollment Form
Optional Life Insurance Plan Summaries
Download the 2025-2026 GIC Benefit Guide A complete book of all benefits offered through the GIC.
Short-Term Disability Plan Summaries
Visit this page for Short-Term Disability information
Long-Term Disability Plan Summaries
Download the 2025-2026 GIC Benefit Guide A complete book of all benefits offered through the GIC.
Health Care Spending Account (HCSA) Plan Summaries
Download the 2025-2026 GIC Benefit Guide A complete book of all benefits offered through the GIC.
Dependent Care Assistance Program (DCAP) Plan Summaries
Download the 2025-2026 GIC Benefit Guide A complete book of all benefits offered through the GIC.
Child Care Assistance Plan Summaries
Child Care Assistance Handbook A detailed summary of the Child Care Assistance program at UMass Chan.
New Hire Plan Summaries
Coming Soon.
Massachusetts State Employees' Retirement System (MSERS) Plan Summaries
Massachusetts State Employees' Retirement System Benefit Guide A complete guide to the MSERS..
State Retirement Pension Chart (Hires prior to 4-2-12) Massachusetts retirement percentage chart for members who entered service prior to April 2, 2012.
State Retirement Pension Chart (Hires on/after 4-2-12) Massachusetts retirement percentage chart for members who entered service after April 2, 2012.
State Retirement Contract Service Buyback Requirements Service buy-back requirements for contract employees.
Optional Retirement Program (ORP) Plan Summaries
ORP Benefits Guide A complete guide to the ORP.
ORP Life Insurance Flyer A flyer which provides highlights of the ORP Life Insurance benefit.
ORP Long-Term Disability Insurance Flyer A flyer which provides highlights of the ORP Long-Term Disability Insurance benefit.
ORP Employer Contribution Rates A breakdown of the Commonwealth's contribution rate to the ORP.
ORP Investment Providers:
Fidelity Investments A high-level overview and how to enroll in the ORP through Fidelity Investments.
TIAA A high-level overview and how to enroll in the ORP through TIAA.
Please note: Do not complete enrollment forms or open a vendor account until you are notified of your ORP eligibility by the Benefits Department.
University of Massachusetts 403(b) Elective Deferral Plan Summaries
Benefits Summary Guide for Staff A detailed summary of all benefits offered at UMass Chan.
Comparison Chart for 403(b) versus 457 Plan A chart that compares the features of a 403(b) plan verus 457 plan.
Commonwealth of Massachusetts 457 Deferred Comp Plan (SMART Plan) Summaries
Benefits Summary Guide for Staff A detailed summary of all benefits offered at UMass Chan.
Comparison Chart for 403(b) versus 457 Plan A chart that compares the features of a 403(b) plan verus 457 plan.
Tuition Plan Summaries
Benefits Summary Guide for Staff A detailed summary of all benefits offered at UMass Chan.
Benefits At-A-Glance for Staff A high-level, "At-A-Glance" overview of benefit options at UMass Chan.
529 College Savings Plan Summary
Click here for information on the 529 College Savings Plan.
Leaving the University Guides
Leaving the University Guide for Benefited Employees A guide for benefited employees leaving UMass Chan. (Includes checklist and links to forms).
Leaving the University Guide for Residents and Fellows A guide for Residents and Fellows leaving UMass Chan.
In the event that there is any inconsistency between this summary and any legal printed documents, including all plan provider legal documents, the legal documents govern. The benefit information provided is a summary of what we cover and what you pay. It does not list every service that we cover or list every limitation or exclusion. UMass Chan benefits, premiums, deductibles, and/or copayments/coinsurance may change at any time without notice. To get a complete list of services we cover, please call the health plan. Copies of plan summaries and the GIC Benefits Decision Guide are available in the Benefits Department or from the vendor(s). Also, copies of each health plan provider benefit summary are available at http://www.mass.gov/gic/.