Tuition and Fees
For All Students at UMass Chan
Financial Aid
Supplemental Forms (only submit to the FAO if requested to do so):
- Dependent Care Form
- CSS Business Supplement
- Enrollment verification form
- Parent Income and Expense Worksheet
- Non-US Parent Living Abroad Form
- Asset Verification Form
Waiver / Appeal / Change Forms:
- Request to Waive Custodial Parent Data
- Request to Waive Non-Custodial Parent Data
- Cost of Attendance Adjustment Request
- Special Circumstances Appeal Form
- Budget Adjustment Request--Residency Interviewing Costs
- Stafford Loan Request/Change Form
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Refund Policy
Cease Enrollment
Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.
Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent). If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage. Accordingly, only the prorated amount of financial aid is available to the student. Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance. Failure to return unearned Title IV aid may result in ineligibility for future federal aid.
Allocation of Refunds
A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:
- Federal Unsubsidized Stafford Loan
- Federal Stafford Loan
- Other federal student aid programs
- Institutional student aid programs
- State student aid programs
- Private student aid programs
- Student
Students must notify the dean of their respective school and the Registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and Registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.
Upon request, the School Bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:
Jennifer Robinson, Controller
UMass Chan Medical School
333 South Street
Shrewsbury, MA 01545
This policy is subject to change at any time without prior notice if necessary to comply with federal law.
Add/Drop Course
The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Chan Medical School. A full refund will be given for any course dropped within 30 days from the start of the course.
Veterans Information
The UMass Chan Medical School is a veteran-friendly institution. We are proud of the brave men and women who served in the armed forces to protect our country. All academic programs at UMass Chan are approved for Veteran Education Programs and the Registrar’s staff are trained Certifying Officials for veterans education benefits.
The symbol “GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at https://www.benefits.va.gov/gibill."
For the T.H. Chan School of Medicine
Average Financial Debt on Graduation
Class of 2023 - Average Medical School Debt of Indebted graduates $180,632
Class of 2023 - Percentage of graduates with Medical School Debt: 71.1%
Default and Loan Repayment Rates
FY 2021 (published September 2024)
Official 3 Year Cohort Default Rate: 0.0 percent
Learning Contract
Since 1978 the T.H. Chan School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5,568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.
Total Cost of Education
T.H. Chan School of Medicine Estimated Cost of Attendance 2025-26
For Students Entering Fall 2025
to topStudents enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $107.
Tuition and fees may be changed at any time without prior notice.
T.H. Chan School of Medicine Estimated Cost of Attendance 2025-26
| Class of 2029 (First Year) | COA category | MA Resident | Non-MA Resident |
| Tuition | Tuition | $42,284 | $72,710 |
| Fees (all years) | Fees | $2,627 | $2,627 |
| Instrument fee (MS-1 only) | Fees | $896 | $896 |
| UWorld fee (MS-1 and MS-2) | Fees | $512 | $512 |
| *Health Insurance fee | Miscellaneous | $6,403 | $6,403 |
| Dental | Miscellaneous | $250 | $250 |
| Disability Insurance | Miscellaneous | $72 | $72 |
| Medical Society dues | Miscellaneous | $103 | $103 |
| Parking | Miscellaneous | $208 | $208 |
| Housing | Food and housing | $12,768 | $12,768 |
| Food | Food and housing | $5,470 | $5,470 |
| Personal | Miscellaneous | $5,922 | $5,922 |
| Transportation | Transportation | $3,790 | $3,790 |
| Books, course materials, supplies & equip. | Books & Supplies | $1,490 | $1,490 |
| Loan Fees | Loan Fees | $452 | $452 |
| Total | Total Cost of Attendance | $83,247 | $113,673 |
* Single student rate is for outpatient services only. (See section on the Student Health Service.)
T.H. Chan School of Medicine Estimated Cost of Attendance 2025-26
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For Continuing Students (Classes 2026, 2027 and 2028)
to topStudents enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $107.
** Tuition and fees may be changed at any time without prior notice.
T.H. Chan School of Medicine Estimated Cost of Attendance 2025-2026
to top| Class of 2028 (Second Year) | COA Category | MA resident | Non MA Resident |
|
Tuition |
Tuition |
$42,284 |
$72,710 |
|
Fees (all years) |
Fees |
$2,627 |
$2,627 |
|
UWorld fee (MS-1 and MS-2) |
Fees | $512 | $512 |
|
*Health Insurance |
Miscellaneous |
$5,897 |
$5,897 |
|
Dental |
Miscellaneous |
$250 |
$250 |
|
Disability Insurance |
Miscellaneous |
$72 |
$72 |
|
Medical Society Dues |
Miscellaneous |
$35 |
$35 |
|
Housing |
Food and housing |
$12,160 |
$12,160 |
|
Food |
Food and housing |
$5,210 |
$5,210 |
|
Personal |
Miscellaneous |
$5,640 |
$5,640 |
|
Transportation |
Transportation |
$3,610 |
$3,610 |
|
Books, course materials, supplies & equip. |
Books & Supplies |
$1,228 |
$1,228 |
|
USMLE Exam Fee |
Miscellaneous |
$680 |
$680 |
|
Parking Fee |
Miscellaneous |
$208 |
$208 |
|
Loan Fees |
Loan Fees |
$452 |
$452 |
|
Total |
Total Cost of Attendance |
$80,865 |
$111,291 |
* Single student rate is for outpatient services only. (See section on the Student Health Service.)
| Class of 2027 (Third Year) | COA Category | MA Resident | Non-MA Resident |
| Tuition | Tuition | $42,284 | $72,710 |
| Fees (all years) | Fees | $2,627 | $2,627 |
| *Health Insurance | Miscellaneous | $5,897 | $5,897 |
| Dental | Miscellaneous | $250 | $250 |
| Disability Insurance | Miscellaneous | $72 | $72 |
| Medical Society dues | Miscellaneous | $35 | $35 |
| Housing | Food and housing | $13,984 | $13,984 |
| Food | Food and housing | $5,992 | $5,992 |
| USMLE exam fee | Miscellaneous | $680 | $680 |
| Personal | Miscellaneous | $6,486 | $6,486 |
| Transportation | Transportation | $4,152 | $4,152 |
| Clinical Travel | Transportation | $1,886 | $1,886 |
| Parking | Miscellaneous | $208 | $208 |
| Books, course materials, supplies & equip. | Books & Supplies | $1,012 | $1,012 |
| Loan Fees | Loan fees | $500 | $500 |
| Total | Total Cost of Attendance | $86,065 | $116,491 |
| Class of 2026 (Fourth Year) | COA Category | MA Resident | Non-MA Resident |
| Tuition | Tuition | $42,284 | $72,710 |
| Fees (all years) | Fees | $2,627 | $2,627 |
| *Health Insurance | Miscellaneous | $5,897 | $5,897 |
| Dental | Miscellaneous | $250 | $250 |
| Disability Insurance | Miscellaneous | $72 | $72 |
| Medical Society dues | Miscellaneous | $35 | $35 |
| Housing | Food and housing | $13,376 | $13,376 |
| Food | Food and housing | $5,731 | $5,731 |
| Personal | Miscellaneous | $6,204 | $6,204 |
| Transportation | Transportation | $3,971 | $3,971 |
| Parking | Miscellaneous | $208 | $208 |
| Books, course materials, supplies & equip. | Books & Supplies | $590 |
$590 |
| Clinical Travel | Transportation | $1,804 | $1,804 |
| Loan Fees | Loan Fees | $500 | $500 |
| Total | Total Cost of Attendance | $83,549 |
|
For the Morningside Graduate School of Biomedical Sciences
Average Financial Debt on Graduation
Class of 2023 - Average debt of graduates in the Morningside Graduate School of Biomedical Sciences program who borrowed $163,000
Class of 2023 - Percentage of graduates with debt: 1.6% (1 borrower)
Default and Loan Repayment Rates
FY 2021 (published September 2024)
Official 3 Year Cohort Default Rate: 0.0 percent
Total Cost of Education
| Expected Cost of Attendance 2024-25 | |
| Tuition and fees* | $0 |
| Housing | $13,376 |
| Food | $5,731 |
| Personal | $6,204 |
| Books, Course Materials, Supplies and Equipment | $1,100 |
| Loan fees | $216 |
| Transportation | $3,971 |
| Parking | $208 |
| Total Budget for Financial Aid | $30,806 |
| *tuition and fees are not paid by the student |
|
For the Tan Chingfen Graduate School of Nursing
Average Financial Debt on Graduation
Class of 2023 - Average Nursing School Debt of indebted graduates $128,400
Class of 2023 - Percentage of graduates with Nursing School Debt: 77%
Default and Loan Repayment Rates
FY 2021 (published September 2024)
Official 3 Year Cohort Default Rate: 0.0 percent
Total Cost of Education
| Tan Chingfen Graduate School of Nursing - Cost of Attendance (COA) for 2025-26 based on attendance in Fall, Spring and Summer semesters | |||
| In-State | NE Regional | Out-of-State | |
| Tuition and fees* | $27.259 | $33,199 | $36,358 |
| Housing | $11,552 | $11,552 | $11,552 |
| Food | $4,950 | $4,950 | $4,950 |
| Personal | $5,358 | $5,358 | $5,358 |
| Books, Course Materials, Supplies and Equipment | $1,900 | $1,900 | $1,900 |
| Loan fees | $216 | $216 | $216 |
| Transportation | $3,430 | $3,430 | $3,430 |
| $54,665 | $60,905 | $63,764 | |
| *Tan Chingfen Graduate School of Nursing tuition charged based on number of credits taken, and fees charged based on program. Amounts listed above for Tuition and fees for estimate-only. Please view the Tuition and Fee chart for specific information. | |||
| Tan Chingfen Graduate School of Nursing Graduate Entry Program - Cost of Attendance (COA) for 2025-26 based on attendance in Fall, Spring and Summer semesters | |||
| In-State | NE Regional | Out-of-State | |
| Tuition & Fees | $56,558 | $63,922 | $71,282 |
| Housing | $13,984 | $13,984 | $13,984 |
| Food | $5,991 | $5,991 | $5,991 |
| Personal | $6,486 | $6,486 | $6,486 |
| Books, Course Materials, Supplies and Equipment | $3,000 | $3,000 | $3,000 |
| Loan fees | $216 | $216 | $216 |
| Transportation | $4,151 | $4,151 | $4,151 |
| Parking | $208 | $208 | $208 |
| $90,594 | $97,958 | $105,318 | |