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Tuition and Fees

For All Students at UMass Chan

Refund Policy

Cease Enrollment

Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.

Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent).  If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage.  Accordingly, only the prorated amount of financial aid is available to the student.  Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance.  Failure to return unearned Title IV aid may result in ineligibility for future federal aid. 

Allocation of Refunds

A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:

  1. Federal Unsubsidized Stafford Loan
  2. Federal Stafford Loan
  3. Other federal student aid programs
  4. Institutional student aid programs
  5. State student aid programs
  6. Private student aid programs
  7. Student

Students must notify the dean of their respective school and the Registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and Registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.

Upon request, the School Bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:

Jennifer Robinson, Controller
UMass Chan Medical School
333 South Street
Shrewsbury, MA  01545

This policy is subject to change at any time without prior notice if necessary to comply with federal law.

 

Add/Drop Course

The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Chan Medical School.  A full refund will be given for any course dropped within 30 days from the start of the course.

Veterans Information

The UMass Chan Medical School is a veteran-friendly institution. We are proud of the brave men and women who served in the armed forces to protect our country. All academic programs at UMass Chan are approved for Veteran Education Programs and the Registrar’s staff are trained Certifying Officials for veterans education benefits.

The symbol “GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at https://www.benefits.va.gov/gibill."

 

 

For the T.H. Chan School of Medicine

Average Financial Debt on Graduation

Class of 2023 - Average Medical School Debt of Indebted graduates $180,632

Class of 2023 - Percentage of graduates with Medical School Debt: 71.1%

 

Default and Loan Repayment Rates

FY 2021 (published September 2024)

Official 3 Year Cohort Default Rate:  0.0 percent

Learning Contract

Since 1978 the T.H. Chan School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5,568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.

More information

Total Cost of Education

T.H. Chan School of Medicine Expected Cost of Attendance 2024-25

For Students Entering Fall 2024

Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

Tuition and fees may be changed at any time without prior notice.

T.H. Chan School of Medicine Expected Cost of Attendance 2024-25

Class of 2028 (First Year) MA Resident Non-MA Resident
Tuition $40,366 $69,412
Fees $2,368 $2,368
*Health Insurance $5,616 $5,616
Disability Insurance $72 $72
Medical Society dues $103 $103
Housing $11,850 $11,850
Food $5,080 $5,080
Personal $5,500 $5,500
Transportation $3,520 $3,520
Parking $208 $208
Books, course materials, supplies & equip. $1,490 $1,490
Instruments $896 $896
UWorld $491 $491
Loan Fees               $452 $452
Total $77,560 $107,058

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

 

T.H. Chan School of Medicine Expected Cost of Attendance 2024-25

 

For Continuing Students (Classes 2025, 2026 and 2027)

Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 **  Tuition and fees may be changed at any time without prior notice.

T.H. Chan School of Medicine Expected Cost of Attendance 2024-2025

 Class of 2027 (Second Year) MA resident Non MA Resident

Tuition

$40,366

$69,412

Fees

$2,368

$2,368

*Health Insurance

$5,184

$5,184

Disability Insurance

$72

$72

Medical Society Dues

$35

$35

Housing

$11,850

$11,850

Food

$5,080

$5,080

Personal

$5,500

$5,500

Transportation

$3,520

$3,520

Books, course materials, supplies & equip.

$1,228

$1,228

UWorld

$497

$497

USMLE Exam Fee

$670

$670

Parking Fee

$208

$208

Loan Fees

$452

$452

Total

$77,030

$106,076

* Single student rate is for outpatient services only. (See section on the Student Health Service.) 

Class of 2026 (Third Year) MA Resident Non-MA Resident
Tuition $40,366 $69,412
Fees $2,368 $2,368
*Health Insurance $5,184 $5,184
Disability Insurance $72 $72
Medical Society dues $35 $35
Food $5,842 $5,842
USMLE exam fee      $670 $670
Personal $6,325 $6,325
Transportation $4,048 $4,048
Clinical Travel $1,886 $1,886
Parking $208 $208
Books, course materials, supplies & equip. $1,012 $1,012
Housing $13,627 $13,627
Loan Fees $500 $500
Total $82,143 $111,189
Class of 2025 (Fourth Year) MA Resident Non-MA Resident
Tuition $40,366 $69,412
Fees $2,368 $2,368
*Health Insurance $5,184 $5,184
Disability Insurance $72 $72
Medical Society dues $35 $35
Food $6,604 $6,604
Personal $7,150 $7,150
Transportation $4,576 $4,576
Parking $208 $208
Books, course materials, supplies & equip. $590

$590

Clinical Travel $2,132 $2,132
Housing $15,405 $15,405
Loan Fees $500 $500
Total $85,190


$114,236

     

For the Morningside Graduate School of Biomedical Sciences

Average Financial Debt on Graduation

Class of 2023 - Average debt of graduates in the Morningside Graduate School of Biomedical Sciences program who borrowed $163,000

Class of 2023 - Percentage of graduates with debt: 1.6% (1 borrower)

 

Default and Loan Repayment Rates

FY 2021 (published September 2024)

Official 3 Year Cohort Default Rate: 0.0 percent

Total Cost of Education

Expected Cost of Attendance 2024-25  
Tuition and fees* $0
Housing $13,035
Food $5,082
Personal $5,500
Books, Course Materials, Supplies and Equipment $1100
Loan fees $216
Transportation $3,520
Total Budget for Financial Aid  $28,661
*tuition and fees are not paid by the student

For the Tan Chingfen Graduate School of Nursing

Average Financial Debt on Graduation

Class of 2023 - Average Nursing School Debt of indebted graduates $128,400

Class of 2023 - Percentage of graduates with Nursing School Debt: 77%

Default and Loan Repayment Rates

FY 2021 (published September 2024)

Official 3 Year Cohort Default Rate: 0.0 percent

Total Cost of Education

Tan Chingfen Graduate School of Nursing - Cost of Attendance (COA) for 2024-25 based on attendance in Fall, Spring and Summer semesters
  In-State NE Regional Out-of-State
Tuition and fees* $28,355 $34,052 $37,049
Housing $11,850 $11,850 $11,850
Food $5,080 $5,080 $5,080
Personal $5,500 $5,500 $5,500
Books, Course Materials, Supplies and Equipment $2,000 $2,000 $2,000
Loan fees $216 $216 $216
Transportation $3,520 $3,520 $3,520
  $56,521 $62,218 $65,215
*Tan Chingfen Graduate School of Nursing tuition charged based on number of credits taken, and fees charged based on program.  Amounts listed above for Tuition and fees for estimate-only.  Please view the Tuition and Fee chart for specific information. 
 
Tan Chingfen Graduate School of Nursing Graduate Entry Program - Cost of Attendance (COA) for 2024-25 based on attendance in Fall, Spring and Summer semesters
  In-State NE Regional Out-of-State
Tuition & Fees $54,134 $61,164 $68,190
Housing $13,628 $13,628 $13,628
Food $5,842 $5,842 $5,842
Personal $6,325 $6,325 $6,325
Books, Course Materials, Supplies and Equipment $3,000 $3,000 $3,000
Loan fees $216 $216 $216
Transportation $4,048 $4,048 $4,048
Parking $208 $208 $208
  $87,401 $94,431 $101,457