Dental Insurance

Dental insurance is offered to you through Cigna. To enroll, you must complete an enrollment form. Coverage is effective on the first of the month following 60 days of employment.

 Basic Plan

  • 100% preventive care 
  • 50% basic restorative
  • 40% major restorative  
  • $750/person/year

    Plus Plan

    • 100% preventive care  
    • 80 basic restorative 
    • 60% major restorative
    • $1,500/person/year
    • $1,500 ortho - lifetime*
      *only for children


    UMMS pays the entire cost of the plan.

    Residents share the premium costs for the plan.

    $5.52 bi-weekly - single
    $22.09 bi-weekly - family

    For complete plan details go to Cigna Dental link


    • When to enroll - You must enroll as a new hire during your first 31days of employment, otherwise, you may enroll during the open enrollment period held annually every November/December. NOTE: Certain family status changes may enable you to enroll other than as a new hire or during open enrollment. Check the Benefits website (Life Events section) for more information.
    • Available to employees, spouses and dependent children up to age 26. You must notify the Benefits Department when your dependent turns age 19 or 23.