Charitable Gift Annuity Rates

UMass’s charitable gift annuity rates are based on the recommendations of the American Council on Gift Annuities (ACGA), a national non-profit organization that uses detailed actuarial calculations and investment return expectations to publish suggested annuity rates for charities.

 

Gift Annuity Rates

Age

Fixed Rates

Age

Fixed Rates

60

5.2%

76

6.5%

61

5.2%

77

6.7%

62

5.3%

78

6.8%

63

5.3%

79

7.0%

64

5.4%

80

7.2%

65

5.5%

81

7.4%

66

5.5%

82

7.5%

67

5.6%

83

7.7%

68

5.7%

84

7.9%

69

5.8%

85

8.1%

70

5.8%

86

8.3%

71

5.9%

87

8.6%

72

6.0%

88

8.9%

73

6.1%

89

9.2%

74

6.3%

90+

9.5%

75

6.4%